Legal Notice & Privacy Policy  
  Terms of Use    

Your use of this website as a visitor is subject to the following terms and conditions:

Henriques Financial (herein after called "HF") maintains www.henriquesfinancial.com (herein after called "the Site") for the purpose of information and communication to the visiting public. You may browse all portions of the site made available to the public. You may copy portions of the Site for the purpose of personal information and/or education only.

All content on the Site are offered "AS IS" with no warranty of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

HF also assumes no responsibility, and shall not be liable for, any damages to, or viruses/trojans/worms/malware/adware that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video or audio from the Site.

Any material from the Site is under copyright from HF unless given explicit written permission from HF. You may not reproduce, alter, modify, reverse engineer anything that is contained in the Site. All trademarks, logos and content from third parties contained in this website are copyrighted by their respective organizations and your use of those content is governed by the terms and conditions of their respective organization.

HF is not responsible for the content of any other sites linked to or from the Site; these other sites have been developed by parties other than HF. HF neither warrants nor is responsible for the material contained on those other sites, even if they reflect on HF. Your linking and/or bookmarking to any other off-site pages or other sites is at your own risk.

The substantive laws of the Province of Ontario and the laws of Canada applicable therein govern the interpretation and effect of these terms and conditions.

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Disclaimer

HF makes no representations or warranties of any kind with respect to this web site or any of the contents contained therein for whatever purpose. HF hereby disclaims all such representations and warranties, including warranties of merchantability and fitness for a particular purpose, title, non-infringement, the accuracy or completeness of any information accessible via this web site. In no event shall HF be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, regardless of the circumstances. While reasonable amount of care and effort is taken to produce them, the documents and related graphics published in this web site could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein. Price and availability information is subject to change without notice at any time. Submitting your information in the Site does not automatically entitle you for a mortgage approval or any service offered by HF.

All calculations and formulas and their results found in this site are for illustrative purposes only and should not be construed as final and binding. HF is not responsible for any damages, liabilities or losses arising out of your use of them.

Privacy Policy

  • We collect personal, financial, credit and other relevant information about our clients necessary to provide our services. The information is obtained directly from our clients and/or from credit bureaus, consumer reporting agencies and other organizations which provide such information, with full consent of our clients.

  • The privacy of the information entrusted to us is of high importance to us and we use various methods to protect them.

  • Our clients consent to disclosure of personal information to third parties for the purpose of providing our service to them or as required or permitted by law. We may provide this information only to our affiliates for the purpose of informing our clients of better services we offer through them.

  • Our clients may access their respective information held by us and also choose to change their consent on our use of such information.

  • For all concerns regarding our privacy policy, direct all correspondence to : Henriques Financial, 250 Consumers Road # 1008, North York, ON M2J 4V6.

  • The client can also contact the federal government's Privacy Commissioner at 112 Kent Street, Ottawa, Ontario, K1A 1H3, or in Quebec, contact the Commission d'accès à l'information,  575, St-Amable, Suite 1-10, Québec, PQ, G1R 2G4, for all privacy related issues.

 

Legal notice and privacy policy | © 2006 Henriques Financial. All rights reserved.

 

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